Tag: car insurance

AUTO INSURANCE IN FORT LAUDERDALE

Posted on | by Bryan Curran | Leave a Comment on AUTO INSURANCE IN FORT LAUDERDALE

A city with a name that speaks for itself, Fort Lauderdale is a vacation hot spot for those far and wide. 24 miles of beaches and over 300 miles of intercoastal waterway make this a dream for sun chasing souls of all ages. Formerly known as a spring break location for college students, a transformation process went underway in the mid and late 1980’s to make this a premier family destination not only in the spring, but all year round. This is a title that the city still holds to this day.From shopping, to wellness and relaxation to adventure, Fort Lauderdale is the ideal place for not only a vacation but to make your home as well. 

Managing cost on an insurance policy is something that all customers are always looking to do. In Fort Lauderdale, the average person is paying around $232 per month for auto insurance. Coverage levels do vary, but you need to make sure that you are protecting your assets while simultaneously making sure your premium doesn’t become too costly. This type of balance isn’t always easy to obtain but with a little patience and a knowledgeable agent that you trust, you can be sure you are getting what you need without breaking the bank.

Many ways that you can get lower auto insurance in Fort Lauderdale are things that are not frequently thought of or just seem downright daunting. With that in mind, Advantage Plus prides itself on taking on that burden for you. Here are a few examples of how you can do your part to protect your wallet and make sure you have the best rate possible:

Shop around – Listen, we understand that everyone has their own life and that work, commitments, family etc can eat up a lot of time so who has or wants to use the time to search around for auto insurance rates? As your auto insurance agent in Fort Lauderdale, we take this process out of your hands and handle it for you. We have partnered with NINE different auto insurance providers to provide you the best options when choosing the policy that’s right for you. Many of the ones we have relationships with have ‘A’ ratings on A.M. Best if you’re looking for the best possible service and we also have other options for those of you with a firm budget. Whatever your needs may be, we’ve got you covered.

Raise your deductibles – This is one of the more common ways to reduce premiums so if you are okay with coming out of pocket a little more should an incident arise, raising your deductibles will ultimately lower how much you pay for your premium. Make sure you are truthful with yourself though and be sure that the amount that you select for your deductible is manageable for you in the event that something should happen.

Pay in advance – This is very simple and can result in significant savings if you have the ability to pay your premium in full at the beginning of the policy term. Companies will not only give you a discount but they also eliminate any fees that they assess on their policies and the savings can amount to hundreds of dollars in some cases. If you are not in a position to do that, at very minimum set up your monthly installments on autopay as that ensures you never have a late payment and also save some money from the get go

What does this mean for you? It means give us a call and let one of our auto insurance agents in Fort Lauderdale do the heavy lifting for you. Here at Advantage Plus Insurance, we have licensed professionals to help guide you through every step of the insurance buying process. From hearing and understanding your needs to assessing the best options for you in terms of coverage and cost, we’re with you every step of the way. We realize the best thing we can provide for you is trust which is why you’re treated as part of our family. All of the stress you would normally associate with this process goes out the window as we strive to provide the smoothest experience in your area. 

So what are you waiting for? Give us a call today and become part of the Advantage Plus family!

AUTO INSURANCE IN CORAL SPRINGS

Posted on | by Bryan Curran | Leave a Comment on AUTO INSURANCE IN CORAL SPRINGS

For being one of the relatively newer cities in Florida, Coral Springs boasts an energy and youthful feel that is a draw for many in the area both recreationally and as a home. Officially chartered in 1963 and primarily developed by Coral Ridge Properties Inc, its namesake, Coral Springs saw exponential growth in the 1970’s, 1980’s and 1990’s with 35,000+ new residents being added in each of those decades. Although the name would lead you to believe otherwise, there are not any natural springs located here with Florida’s natural springs being located in the northern and central parts of the state. Coral Springs is an ever growing city that serves as a great location with access to Miami, Ft Lauderdale and West Palm Beach all within an hour drive. 

The overall livability, low crime rate, family oriented feel coupled with a lively restaurant and shopping scene make Coral Springs a location that appeals to people of all walks of life. However, with mass appeal brings a lot of traffic and Coral Springs is no exception to its own types of risk.

Managing cost on an auto insurance policy in Coral Springs is something that all customers are always looking to do, and rightfully so. In Coral Springs, the average person is paying around $2,981 per year ($248 per month) for auto Insurance. That is more than the Florida average of between $1,803- $2,309 per year ($150 to $192 per month). Coverage levels do vary, but you need to make sure that you are protecting your assets while simultaneously making sure your premium doesn’t become too costly. This type of balance isn’t always easy to obtain but with a little patience and a knowledgeable agent that you trust, you can be sure you are getting what you need without breaking the bank.

Insurance in itself is something that most people view as a drag and the process of finding the right provider for you can seem like an insurmountable task. With that in mind, Advantage Plus prides itself on taking on that burden for you. Here are a few examples of how you can do you part to protect your wallet and make sure you have the best rate possible:

Shop around – Listen, we understand that everyone has their own life and that work, commitments, family etc can eat up a lot of time so who has or wants to use the time to search around for insurance rates? As your agent, we take this process out of your hands and handle it for you. We have partnered with NINE different auto insurance providers to provide you the best options when choosing the policy that’s right for you. Many of the ones we have relationships with have ‘A’ ratings on A.M. Best if you’re looking for the best possible service and we also have other options for those of you with a firm budget. Whatever your needs may be, we’ve got you covered.

Raise your deductibles – If you are okay with coming out of pocket a little more should an incident arise, raising your deductibles will ultimately lower how much you pay for your premium and is one of the more common ways that people do so. Auto insurance in Coral Springs can tend to be a bit high at times so every little bit helps. Just make sure you are truthful with yourself though and be sure that the amount that you select for your deductible is manageable for you in the event that something should happen.

Pay in advance – This is very simple and can result in significant savings if you have the ability to pay your premium in full at the beginning of the policy term. Companies will not only give you a discount but they also eliminate any fees that they assess on their policies and the savings can amount to hundreds of dollars in some cases. If you are not in a position to do that, at very minimum set up your monthly installments on autopay as that is a way for you to get some form of a discount with most providers.

Telematics – This is not an option for every provider, but some do offer telematics tracking through either a device install or an application that you download on your phone. This allows the company to track your driving habits to get a more personalized view of you specifically. These will typically earn you a discount to a varying degree upon the inception of the policy. This gives you the opportunity to either earn more discounts with safe driving or potentially lose discounts if your driving habits are unfavorable in the eyes of the company. It’s important to be honest with yourself because your habits will ultimately determine how your rate develops over not only the life of your current policy but also for the ones you have going forward.


What does this mean for you? It means give us a call and let one of our auto insurance agents in Coral Springs do the heavy lifting for you. Here at Advantage Plus Insurance, we have licensed professionals to help guide you through every step of the insurance buying process. From hearing and understanding your needs to assessing the best options for you in terms of coverage and cost, we’re with you every step of the way. We realize the best thing we can provide for you is trust which is why you’re treated as part of our family. All of the stress you would normally associate with this process goes out the window as we strive to provide the smoothest experience in your area. 

So what are you waiting for? Give us a call today and become part of the Advantage Plus family!

AUTO INSURANCE IN BOCA RATON

Posted on | by Bryan Curran | Leave a Comment on AUTO INSURANCE IN BOCA RATON

Boca Raton, or as it was originally spelled “Bocaratone” was incorporated in 1924 and in 1925 adopted the current spelling of its name. Like many other cities in the area, Boca Raton experienced exponential growth during the Florida land boom of the 1920’s in a time in which several investors were interested in turning Boca Raton into a resort town. In fact, the Ritz-Carlton Cloister Inn was built in 1926 and later named the Boca Raton Resort & Club and is one of the only 5 Star hotels located in Florida. The resort added its “pink tower” in 1969 which is visible from miles away and serves as a towering monument to the Intercoastal Waterway.

After World War II, Boca Raton experienced population growth like much of South Florida however when IBM moved to the area and began construction of its main complex in 1967, the area was now a prime destination for those seeking to work for this behemoth of an IT company. In the wake of this and an explosion of development overall, Boca Raton experienced some decay that it was able to overcome and revitalize in the 1990’s. A home for many Floridians and transplants from elsewhere in the United States, Boca Raton is now one of the more desirable areas for people to live in South Florida.

Managing cost on an auto insurance policy in Boca Raton is something that all customers are always looking to do. In Boca Raton, the average person is paying around $246 per month for auto insurance. Coverage levels do vary, but you need to make sure that you are protecting your assets while simultaneously making sure your premium doesn’t become too costly. This type of balance isn’t always easy to obtain but with a little patience and a knowledgeable agent that you trust, you can be sure you are getting what you need without breaking the bank.

There are an array of ways that you can get lower insurance and these are things that are not frequently thought of or just seem like a bit of a drag. With that in mind, Advantage Plus prides itself on taking on that burden for you. Here are a few examples of how you can do your part to protect your wallet and make sure you have the best auto insurance rate possible in Boca Raton.

Shop around – Life can get pretty hectic and we understand that work, commitments, family etc can eat up a lot of time. So who has or wants to use the time to search around for insurance rates? As your auto insurance agent in Boca Raton, we take this process out of your hands and handle it for you. We have partnered with NINE different auto insurance providers to make sure you have the best options when choosing the policy that’s right for you. Many of the ones we have relationships with have ‘A’ ratings on A.M. Best which means if you’re looking for the best possible service, we’ve got you covered. We also have other options for those of you with a firm budget that aren’t looking to break the bank. Whatever your needs may be, we’ve got you covered.

Raise your deductibles – This is one of the more common ways to reduce premiums so if you are okay with coming out of pocket a little more should an incident arise, raising your deductibles will ultimately lower how much you pay for your premium. Auto insurance in Boca Raton can sometimes get a bit pricey so every penny counts. Just make sure you are truthful with yourself though and be sure that the amount that you select for your deductible is manageable for you in the event that a loss should occur.

Pay in advance – Assuming you are in a position to be able to lay the money out at the beginning of the term, this is very simple and can result in significant savings. Companies will not only give you a discount but they also eliminate any fees that they assess on their policies and the savings can amount to hundreds of dollars in some cases. If you are not in a position to do that, at very minimum set up your monthly installments on autopay as that will earn you a bit of a discount as well.

Telematics – This is not an option for every provider, but some do offer telematics tracking through either a device install or an application that you download on your phone. This allows the company to track your driving habits to get a more personalized view of you specifically. These will typically earn you a discount to a varying degree upon the inception of the policy. This gives you the opportunity to either earn more discounts with safe driving or potentially lose discounts if your driving habits are unfavorable in the eyes of the company. It’s important to be honest with yourself because your habits will ultimately determine how your rate develops over not only the life of your current policy but also for the ones you have going forward.


What does this mean for you? It means give us a call and let one of our auto insurance agents in Boca Raton do the heavy lifting for you. Our licensed professionals are here to help guide you through every step of the insurance buying process. From hearing and understanding your needs to assessing the best options for you in terms of coverage and cost, we’re with you every step of the way. We realize the best thing we can provide for you is trust which is why with us you’re treated as part of our family. All of the stress you would normally associate with this process goes out the window as we strive to provide the smoothest experience in your area. 

So what are you waiting for? Give us a call today and become part of the Advantage Plus family!